Yuns , Salh Ebrahim, Zaito Awla Abubakr, and Rezan Salahaddin Azzat. “The Role of Environmental Cost Information in Reducing Bank Credit Risk Analytical Study of the Opinions of a Sample of Credit Analysts in the Banks of the Province of Erbil, Iraq”. Zanco Journal of Human Sciences 25, no. 3 (June 16, 2021): 141–159. Accessed July 28, 2024. https://zancojournal.su.edu.krd/index.php/JAHS/article/view/1790.